Heading is looking for his client , a Credit Risk Officer (M/F) for Maputo
-Credit Risk Officer
-Activities
-Assess and analyse credit applications, ensuring compliance with internal policies and regulatory requirements.
-Conduct credit scoring and risk evaluation for individual and corporate clients.
-Monitor and manage the credit portfolio, identifying potential risks and recommending mitigation measures.
-Approve or recommend credit decisions based on thorough risk analysis.
-Follow up on overdue accounts and coordinate collection activities to minimize losses.
-Prepare reports on credit risk exposure and portfolio performance for senior management.
-Collaborate with other departments to ensure effective implementation of credit policies and procedures.
-Maintain accurate records and documentation of all credit assessments and decisions.
-Provide guidance and support to colleagues on credit risk matters, promoting a risk-aware culture.
-Technical Requirements
-Degree in Economics, Finance or related fields.
-Minimum of 3 years of experience in banks or microbanks.
-Experience in scoring, risk analysis, credit approval and collections.
-Soft Skills
-Analysis and planning.
-Organisation.
-Good communication.
-Integrity.
- Ability to work under pressure.
